Long-Term Disability

What qualifies as a long-term disability?

The Social Security Administration pays Social Security Disability benefits to " people who cannot work because they have a medical condition that is expected to last at least one year or result in death." This is the determining factor of a permanent, or long term, disability. The SSA does not pay any benefits for short term disability. You do not have to wait a full year, however, to apply for your benefits. If your disability is expected to last a year or more, then you should apply immediately.

You may be required to provide a statement from a medical practitioner about the expected length of your disability. Another important determining factor is the amount of "credits" you have earned in your work history. Most workers, employers and the self-employed pay into the system over time with the FICA tax. Credits are determined based on earnings. The amount of credits needed to qualify will depend upon how long you have been working. We understand that this may seem complicated and difficult to understand.

Help with the Social Security Administration

Our firm is dedicated and passionately committed to providing our clients with the help needed when dealing with the Social Security Administration. We are skilled and successful at navigating through the system to bring about results for our clients. If you or a loved one has been denied benefits unjustly, we can help. We have been helping others with their claims for over three decades of combined practice. We are intimately familiar with the ins and outs and what is needed by examiners when reviewing claims. We can help ensure that everything that is needed to be able to understand your qualifications for disability are presented accurately and clearly the first time, thus avoiding long delays. Contact Mani Ellis & Layne today for help with your disability claim.